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    TD Home Equity Line of Credit

    On January 15, 2016, the Court of Appeal of Quebec authorized a class action against Toronto Dominion Bank (“TD”) and named Ms. Marilena Masella as the representative of class members.

    Ms. Masella alleges that TD breached its contract with class members in the fall of 2009 when it unilaterally and systematically changed how it calculated the interest owed by borrowers on its Home Equity Lines of Credit (“HELOC”) with a variable annual interest rate.

    The class action seeks compensatory damages resulting from the illegal increase in the interest charged by TD, as well as punitive damages for TD’s violation of the Quebec Consumer Protection Act.

    Link to the class action and its sign-up form